Happy family in front of their new home - Capitis Private MortgageHappy family in front of their new home - Capitis Private MortgageHappy family in front of their new home - Capitis Private Mortgage

NEED FINANCING? WE'VE GOT YOU.

Whether you're restructuring debt, in the middle of a property deal, or navigating a major life event, we offer funding solutions that meet you where you are.

Apply for financing

What We Do

No Bank Approval? No Problem.

Capitis specializes in short-term, real estate-secured loans for borrowers who need fast, flexible capital—without the rigid rules of traditional banks. If you own property and have a solid plan, we'll take a serious look.

Down Payment

Fund your next property without cash. We help you get in the door when traditional lenders say no.

Flips & Renos

Fast-track to wealth with private lending. Get the capital you need to buy, renovate, and sell.

New Construction

For builders, homeowners, and investors looking to build from the ground up.

Debt Consolidation

Leverage your equity for financial freedom. Simplify your payments and lower your stress.

Spousal Buy-outs

Navigate your mortgage options during separation. We make a difficult process easier.

And More

Unlock real estate financing opportunities. If it's backed by property, we want to hear about it.

“Capitis funded a $450k construction loan for us and we built our dream home! Thanks Capitis!”

Tyler and Elizabeth - Capitis Private Mortgage clients

Tyler & Elizabeth

Homeowners

HOW IT WORKS

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Step 1:

Online application

Tell us your story.

We want to understand the big picture, not just the numbers. If it’s backed by real estate and your plan makes sense, we’ll move fast with your loan.

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Step 2:

Fast lender matching

Typically within 24 hours.

We match your loan with Capitis lenders. We draft the paperwork for both parties to keep the process quick and easy for you.

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Step 3:

You get funded

Funds are transferred.

On your closing date, we transfer your loan funds directly to you and the deal is officially complete. It’s that easy!

EXPLORE YOUR PATH

Whether you’re borrowing, investing, or brokering — Capitis has a path built for you.

AVERAGE TIME TO FUND:

UNDER 24 HOURS

Capitis helps you get the funds you need without the red tape — fast.

Brian - Capitis Private Mortgage client

$35,000 debt consolidated — payments cut by 37%

“I was scared of private lending but Capitis made the process fast and easy. They helped me consolidate my debt, boost my credit and cut my payments significantly.”

— Brian, Homeowner

Cathy and Serge - Capitis Private Mortgage clients

$150K loan funded in just 12 hours

“We needed urgent capital to close on an investment property. Capitis came through when our bank took weeks. A far better experience.”

— Cathy & Serge, Investors

Eric - Capitis Private Mortgage client

$23,500 car loan paid off in under 8 hours

“Fast, honest, and human. Capitis paid off my car loan and helped me qualify for mortgage financing. I’m back on track financially.”

— Eric, Homeowner

NEED FUNDS NOW?

Apply in minutes. We’ll get back to you within one business day.